New Home Construction Loans

At a glance

Geelong Mortgage Advisers can provide you with all the information you need on the best mortgage for you (minus the jargon) and negotiate:

  • Pre-approvals
  • Home construction loans, including owner builder construction loans
  • Applying for the First Home Owners Grant – subject to eligibility requirements
  • Applying for Stamp Duty Reductions – subject to eligibility requirements
  • Arranging a Family Guarantor.
  • Assist with management of progress payments

Financing your new build?

Building a new home is a thrilling adventure, but navigating through the finance arrangements can be complex. Let the experts at Geelong Mortgage Advisers help you find the right type of mortgage and the right lender.

We are your complete mortgage broker service, including:

  • Pre-approvals
  • Stamp duty reductions
  • Loan comparisons
  • Family Guarantor loans and;
  • Applying for the First Home Owners Grant

How can Geelong Mortgage Advisers help?

We are the expert mortgage broker in all types of construction loans including, owner builder and home construction loans. We have access to the best mortgage products and services, and will do the grunt work of construction loan comparisons so you can choose the right product and lender. Using our mortgage calculator means you will understand your borrowing power before you sign the new build contract, with finance terms arranged to give you peace of mind.

What do I need to know?

Construction loans are very different from your standard home loan. Most construction loans work on a draw down basis, money is released to the builder in stages, called progress payments. This means you only pay interest on the amount you draw down, and depending on the length of your build, this can mean big interest savings.

Owner builders – we are the experts in arranging owner builder construction loans so that you can flexibly finance all your construction costs so you can manage your build.

Call Geelong Mortgage Advisers today to get the best deal.